Jan 21, 2026

Summary:

In early 2026, Singapore’s property market shows strong momentum across various segments. Mature HDB estates, especially four-room flats in established neighborhoods like Toa Payoh, are hitting record prices due to sustained demand and limited supply. The private commercial sector presents rare high-value opportunities, notably the Cuppage Terrace shophouse cluster near Orchard Road, available to foreign investors without extra stamp duties. Executive Condominiums (ECs) have a growing pipeline with increased prices and strong upgrader interest, though buyers should be cautious of high land costs and tighter financing. Cross-border activity remains robust, with foreign buyers like Malaysian celebrities investing in Singapore and regional developments in Penang being marketed to Singaporeans as affordable landed home options. Industry leadership changes may also influence emerging market trends.

Advice on Good Opportunities:

1. Mature HDB Estates: Investing in four-room flats in mature estates such as Toa Payoh is advisable due to their proven capital appreciation and rental demand. These properties offer relative stability and good long-term value.

2. Prime Commercial Assets: Consider trophy commercial properties like Cuppage Terrace. Its prime Orchard Road location and exemption from additional stamp duties for foreigners make it an attractive, potentially high-yield investment.

3. Selective Executive Condominiums: ECs remain a viable option for those seeking affordable ownership with growth potential. However, carefully evaluate projects and ensure financing plans are solid given rising prices and loan restrictions.

4. Regional Diversification: Explore landed property opportunities in Penang, Malaysia, which offer lower entry prices and can diversify investment portfolios or serve as second homes.

5. Stay Informed on Market Trends: Pay attention to industry leadership shifts and partnerships that may create new property value propositions, such as integrated appliance packages or specialized real estate products.

Overall, a balanced approach focusing on mature HDB flats, prime commercial assets, and selective ECs in Singapore, complemented by regional Malaysian properties, offers promising avenues for both capital growth and portfolio diversification in 2026.

Stay Well!