Feb 09, 2026

Email 1 Summary – Financial Horse Weekly Updates:

– Discusses fixed vs floating rate mortgages for Singapore investors; current fixed rates are competitive.

– Notes a substantial drop (50%) in Sea Limited shares, largely due to skepticism around AI’s impact on software and SaaS companies.

– Emphasizes that bigger financial goals drive wealth creation through strategic choices and asset selection.

Email 2 Summary – Wall Street’s Worst Week Analysis by Andrew Lokenauth:

– AI hype is fading, causing huge losses in software and tech stocks; $1 trillion lost in software market cap in a week.

– Market is rotating from tech growth to value sectors like energy and consumer staples; international stocks outperform US tech.

– Major layoffs occurred in January, the worst since 2009, even amid healthy corporate earnings, partly blamed on AI-driven automation (“AI washing”).

– Bitcoin and precious metals crashed; bitcoin acts more like a levered tech stock than a safe haven. Gold remains a stable store of value.

– Trump’s nominee Kevin Warsh for Fed Chair introduces uncertainty; he’s hawkish historically but aligns with Trump’s push for rate cuts.

– Copper supply deficit looming by 2040 driven by growing demand for EVs, AI data centers, and renewables; copper investments recommended.

– Insider trades show confidence in AI-related and tech stocks like Alphabet, Meta, Netflix, and AI infrastructure firms.

– Top stock picks emphasize AI infrastructure companies (data centers, fiber, GPUs) as safer bets over software firms struggling with AI disruption.

– Important advice: diversify portfolio, avoid panic selling, focus on companies generating actual AI cash flow, and maintain cash for opportunities.

– Technicals show resilience in broad markets (S&P 500 uptrend) but weakness in tech-heavy Nasdaq and bitcoin, signaling rotation and volatility.

– Final takeaway: AI transition creates winners and losers; diversification, holding cash, real assets like gold and copper, and flexible investment approaches are critical for success.

Stay Well!