Feb 12, 2026

===Email1 Summary===

Subject: Insurers lose $1.14m to fraud | India’s autonomous shipping software certified | Taiwan insurance profits drop 43.3%

Key Points:

– Insurance businesses lose over $1.14 million annually due to payment fraud, with warning that transaction fraud can evolve into claims fraud if undetected.

– India’s first autonomous shipping software received landmark certification, enabling unmanned AI-controlled navigation operations.

– Taiwan insurance profits fell sharply, down 43.3% to $6.2 billion in December 2025, driven mainly by life insurance sector profit halving.

– Thailand’s power sector anticipates 20% core EPS growth, supported by new Power Development Plan and tariff normalization.

– Asia faces a surge of 100GW in energy demand due to AI and data centers; data center electricity use expected to quadruple by 2030.

– Only one-third of retirees expect their savings to last ten years; 67% of those with health insurance fear financial shortfalls.

– Malaysian bank loan growth expected to stabilize around 4.5-5.5% in 2026 after 2025 slowdown.

– Singapore claimed 78.1% of Southeast Asia venture deal value in 2025, with late-stage funding rebounds concentrated in the second half.

Additional Information:

– Commentary includes blockchain uses in finance and turbomachinery downtime challenges in Asia-Pacific.

– Sponsored articles highlight the need for invisible IT in APAC, securing Asia’s digital transformation amid AI, and automated zero trust security solutions.

– Upcoming events include the Asian Telecom Awards and Malaysia Technology Excellence Awards.

===Email2 Summary===

Subject: Need to Know: Morgan Stanley says these are the best opportunities after the AI shakeouts

Key Points:

– Morgan Stanley analyzed 3,600 stocks to identify best opportunities following AI-induced market shakeouts.

– Market focus shifting from AI exposure alone to proof of return on investment (ROI); fundamental gap between winners and losers is increasing.

– 30% of North American AI adopters now cite at least one quantifiable AI impact as of Q4 2025.

– Investors should look for companies with margin expansion, clear explanations for layoffs, and AI economically integrated in strategy delivering measurable ROI.

– Analysts expect 80% of AI benefits will come from cost efficiency rather than revenue growth.

– AI adopter companies had twice the profit margin of global stocks over last two years, but forward estimates do not fully reflect this.

– Morgan Stanley indicates a median 62% upside in price targets after broad sell-offs.

– Top mispriced companies include CCC Intelligent Solutions, Vertex, Salesforce, ServiceTitan, Xero, and WiseTech.

– Market update: stock futures rising ahead of key jobs data; gold and silver rally; dollar and Bitcoin lower.

Other Highlights:

– January nonfarm payroll data expected to show 55,000 jobs gains, unemployment steady at 4.4%.

– Some companies reporting mixed or negative results: Mattel, Lyft, Robinhood.

– Positive reports from Cloudflare and Ford.

– Upcoming earnings from AppLovin, Cisco, and McDonald’s.

– Activist investor Ancora building stake in Warner Bros. Discovery and opposing Netflix deal.

===Email3 Summary===

Subject: Need to Know: Morgan Stanley says these are the best opportunities after the AI shakeouts (Resend to fix headline typo)

Highlights match Email2, key points include:

– Market shifting focus from AI exposure to measurable ROI; 30% of North American AI adopters citing quantifiable AI impacts.

– Importance of margin expansion and clear AI economic integration stressed.

– Morgan Stanley’s screen identifies companies unfairly sold off; median 62% upside seen.

– Leading opportunities: CCC Intelligent Solutions, Vertex, Salesforce, ServiceTitan; also Xero and WiseTech outside US.

– Market news, economic data forecast, and corporate developments align with previous email.

– Additional notes on tech stock valuations falling but earnings momentum strong.

– Top searched tickers include Tesla, Nvidia, GameStop, Taiwan Semiconductor, Microsoft, Amazon, AMD.

===Email4 Summary===

Subject: Axios Pro Rata: War for WBDs

Major Points:

– Warner Bros. Discovery is pressured to consider Paramount’s acquisition bid instead of Netflix’s, amid complex negotiations and regulatory concerns.

– Paramount’s offer includes covering termination fees and refinancing costs, with additional ticking fees if deal delays occur.

– Paramount refuses to raise bid until WBD board reopens discussion; David Ellison (Paramount) hesitant to bid against himself.

– WBD concerned engaging with Paramount may complicate planned cable business split; also worried about regulatory and economic uncertainties.

– Ancora Partners disclosed a $200 million stake in WBD and supports Paramount bid citing higher price and regulatory certainty.

– Coupang shareholders (Abrams Capital, Durable, Foxhaven) join lawsuit against South Korean government for unlawful actions, escalating US-South Korea investment tensions.

– Toss’s IPO filing may be delayed due to Coupang situation.

– Venture capital deals highlighted include funding raises in fusion energy, chipmaking, security analytics, healthcare navigation, biotech, AI startups, and others.

– Private equity activities, public offerings, M&A, and personnel changes noted.

– U.S. January jobs data shows 130,000 jobs added, unemployment down slightly to 4.3%.

===Email5 Summary===

Subject: Before You Pivot to AI, Check These 3️⃣ Metrics

Main Content:

– Public software valuations are volatile due to AI fears; founders must assess business durability using strong unit economics (“Power 3 SaaS metrics”).

– Pivoting to AI should be based on understanding gross margin impact; SaaS businesses typically have 70-80% gross margins, AI companies may have 50-60% due to compute costs.

– Adding AI features without significantly growing total addressable market or average revenue per account can hurt business durability.

– Strong SaaS exits continue, with private equity buyers still favoring durable, predictable SaaS companies over hype-driven AI-first startups.

– Important focus on fundamentals over market hype in tech investing.

– Upcoming SaaS events include discussions on ARR definitions, pricing architecture in AI era, managing cloud COGS volatility, and SaaStock USA.

– Sponsored content promotes AI-enabled finance tools and CFO resources.

– Recommended resources: SaaS metrics app, 7th Annual SaaS Tech Stack Report, founder scaling podcasts.

– Background on author: 25+ years in finance/accounting, 10+ years as SaaS CFO.

===Email6 Summary===

Subject: Money Stuff: The AI Whateverpocalypse Trades

Key Insights:

– Hypothetical AI business strategy proposed: create AI products disrupting specific industries, announce disruptions leading to stock sell-offs, profit by short-selling those industries in advance.

– AI’s potential to dramatically disrupt, possibly collapse revenues of established industries, creating wide economic shifts.

– Uncertainty exists on timeline and beneficiaries of AI disruption; risks include winner-take-all scenarios or broad consumer surplus with vanished revenues.

– Market pricing allows monetizing fears and probabilities of such disruptions now.

– Defeasance explained: companies can remove debts from their balance sheets by depositing future payments in government securities, eliminating restrictive covenants and change-of-control triggers.

– Example discussed: Electronic Arts’ bonds defeased ahead of leveraged buyout, impacting bondholder expectations.

– Bitcoin margin loans can be securitized; example of Ledn bond sale backed by margin loans using cryptocurrency collateral.

– Challenges in securitization due to market volatility; Ledn had to liquidate loans amid Bitcoin price drops but maintains strong loan-to-value controls.

– Additional financial news: lender clauses in buyout loans, activist investor battles, corporate deals, and regulatory updates.

[End of summaries]

Stay Well!