Jan 27, 2026

Summary:

As of early 2026, the Singapore property market shows several important trends:

• Fixed-rate home loans remain popular despite a growing relevance of floating rates.
• Private residential prices rose modestly by 0.6% in Q4 2025, while rents slightly declined by 0.5%.
• Retail property demand is steady, with rents increasing by 0.6% quarter-on-quarter.
• Industrial and office sectors are active, highlighted by Jumbo Group’s potential 30% leasehold acquisition in Tai Seng.
• Singapore investors maintain strong interest in Japanese real estate.
• The number of property agencies and agents is decreasing, indicating market consolidation.

Recommended Opportunities:

1. Lock in Fixed-Rate Mortgages: For stability amid interest rate fluctuations, securing fixed-rate home loans is advisable for buyers.

2. Residential Property Investment: With modest price growth and slight rent decline, focus on residential properties in stable or emerging neighborhoods to benefit from capital appreciation rather than rental yield.

3. Retail Properties: Steady demand and rising rents make retail spaces in prime locations attractive for investors seeking consistent rental income.

4. Industrial and Commercial Assets: Active transactions in industrial areas like Tai Seng suggest good prospects in industrial or mixed-use properties, benefiting from growth in office and logistics sectors.

5. Japanese Real Estate: Diversify portfolios by exploring Japanese market opportunities, which remain favored by Singapore investors.

6. Leverage Market Consolidation: Fewer agencies may translate to better negotiation opportunities with reputable agents.

In conclusion, strategic investments focusing on fixed-rate financed residential units, retail spaces with stable demand, and industrial properties in growth corridors are recommended to capitalize on current market conditions in Singapore.

Stay Well!