Dec 24, 2025

Summary:

In late 2025, Singapore’s property market exhibits strong demand and price growth, particularly in the public housing resale segment where over 1,500 HDB flats have sold for $1 million or more—a significant rise from the previous year. Mortgagee sales offer value-buying opportunities, such as units at Montrosa priced below market value. Renting remains a practical choice for some, balancing affordability and market timing. While demand for prime HDB flats remains high, it is slightly easing due to increased supply. Additionally, growing interest from Chinese firms establishing bases in Singapore may boost demand for commercial and residential properties. Active commercial transactions, including sale and leaseback deals, indicate a dynamic market. Families with substantial wealth should plan carefully for intergenerational property transfers, and parents are advised to organize their financial support effectively to assist children entering the private property market.

Good Opportunities to Consider:

1. Invest in Prime Million-Dollar HDB Resale Flats: With sustained strong demand and price appreciation, well-located prime HDB flats offer potential for capital gains and rental income.

2. Take Advantage of Mortgagee Sales: These properties can be purchased below market value, presenting good entry points for buyers seeking bargains.

3. Rent Strategically: For those uncertain about market conditions or affordability, renting remains a viable short-term option while waiting for favorable buying conditions.

4. Explore Commercial Property Investments: Given increased activity and foreign corporate interest, investing in commercial real estate near business hubs could generate solid returns.

5. Plan Intergenerational Wealth Transfer: High-net-worth families should seek expert advice to optimize property succession and tax efficiency.

6. Structured Parental Support for First-Time Buyers: Parents intending to assist children should prepare their finances carefully to maximize benefits and minimize risks in entering the housing market.

By combining investments in public and private housing, leveraging value deals, and emphasizing sound financial planning, investors and homeowners can effectively navigate Singapore’s evolving property landscape in 2025.

Stay Well!