Mar 10, 2025

I recently read about the recent T-Bills auction where demand remained high at $20.1 billion, leading to a drop in 6-month T-Bills yields to 2.75%. This raised the question of whether T-Bills yields will go back up to 3.0% and if fixed deposits or money market funds are a better buy. Additionally, a reader asked for advice on whether to buy stocks, REITs, or property with $500,000 to invest in 2025.

I also came across an article discussing the top 3 mistakes even experienced investors make, highlighting emotional decision-making as a common pitfall. The piece emphasized the importance of avoiding emotional decisions and provided insights on how to navigate potential traps in investing. Furthermore, there was information on how AI and automation can enhance finance operations, driving operational efficiency and strategic growth for SaaS businesses.

Lastly, I read about the 13 principles for financial success, which covered important money rules such as the 50/30/20 rule for budgeting, the rule of 72 for compound interest, and the 3X emergency rule for building a financial safety net. These principles aimed to help readers make smart financial decisions and achieve financial security. The article also provided actionable advice and tips on how to implement these rules in everyday life.

I recently came across some valuable financial rules and guidelines that can help individuals make informed decisions about their money. One important aspect highlighted was the need for an emergency fund. It was emphasized that high-yield savings accounts are a suitable place to keep emergency funds due to the interest they provide while still keeping the funds easily accessible. It was also advised not to invest emergency money in stocks or other volatile assets to ensure the funds are readily available in times of need.

Another rule discussed was the 120-Minus-Age Rule, which helps individuals determine the percentage of their investments that should be in stocks versus safer options like bonds. The formula involves subtracting your age from 120 to arrive at the percentage to put in stocks. This rule is particularly useful for adjusting investment strategies as individuals age, balancing risk and potential returns accordingly.

Stay Well!